Andrew Heinzman

I am a Senior Applied Scientist at Upstart, where I work on home equity lines of credit (HELOCs). I received a PhD in economics from UCLA, where my research focused on topics in empirical industrial organization.

Previously, I was an associate at Cornerstone Research, where I analyzed complex antitrust and competition matters. I have experience with mergers in a variety of industries including supporting the Alaska Airlines/Hawaiian Airlines merger through the regulatory review process.

In my PhD research, I try to provide answers to questions that help sellers and platforms make better product selection and pricing decisions. My primary research focus is on how firms introduce and price new products under uncertainty.